Minsheng Bank’s standard platinum credit cards include UnionPay single currency card, VISA dual currency card and MasterCard dual currency card. They are relatively standard platinum credit cards and the services are quite good.

Minsheng Bank’s Platinum Credit Card has an annual fee of only 600 yuan, an interest-free period of up to 51 days, a cash withdrawal limit of up to 50% of the credit limit, a minimum credit limit of 100,000 yuan, and a diamond credit card with a maximum limit of 3 million. Yuan, during holidays and when customers go abroad, the bank can proactively increase the temporary limit for customers; after the customer has used the card for a period of time, the bank will also proactively increase the limit for customers with good card usage. In addition, Minsheng's credit card can be used to withdraw cash as conveniently as a debit card. There is no handling fee for cash withdrawals from our bank. The handling fee for ATM withdrawals from other domestic banks is only 1 of the cash withdrawal amount, with a minimum of 10 yuan. Cash withdrawal for overpayments (credit card deposits) No interest is charged.

If you hold Minsheng’s platinum and diamond credit cards, you can enjoy the comprehensive and most thoughtful travel protection provided by Minsheng Bank, with ultra-high insurance of up to 8 million yuan. In addition, there are also Minsheng platinum and diamond credit cards. VIP dedicated line service, "24-hour national road rescue" service, preferential services on many high-quality international routes in Europe and the United States, private lawyer services and other special value-added services.