Generally, it is good for a legal representative to apply for a credit card. When the bank provides the credit line, it will be determined according to the annual salary income, and of course the cardholder's stable income and repayment ability.

A legal representative is a person who holds a certain position or is appointed by or represents a legal person to exercise civil rights and obligations in accordance with the internal articles of association of the legal person. Its behavior is regarded as that of a legal person, and all legal rights and obligations arising from its behavior are enjoyed and undertaken by the legal person it represents.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.