1. Apply for two cards. The Application should also be the previous credit card limit, and then the second card will be transferred to the app with the same limit as Rong E. However, some people have succeeded in this method, and some people have failed. If not, you can try the second method.
2. Lend all the loans of Rong E, even the credit card limit, and then return them in full.
The disadvantage is that the handling fee is gone. It should be leveled by borrowing. If you can't borrow it, you can not adjust it. This borrowing action is equivalent to activation.
1. What are the application conditions for ICBC's e-loan?
To apply for ICBC Financial E-loan, the following conditions must be met:
1. China citizen with full capacity for civil conduct 18 years old or above.
2. The applicant's work unit or habitual residence should be in the location of the loan issuing institution.
3. Have a fixed job, a stable source of income or a reliable repayment guarantee.
Second, can you repay in advance?
ICBC can prepay by financing e-loan. China Industrial and Commercial Bank of China (ICBC) Rong E loan refers to unsecured and unsecured credit loans issued to borrowers who meet certain conditions for personal legal and compliant consumption purposes. You can repay all or part of the loan in advance, and there is no penalty for prepayment.
3. Can I withdraw cash?
Icbc can get cash through e-loan. After successfully applying for ICBC Rong e-loan, ICBC Rong e-loan will be transferred to the debit card account specified at the time of application. Users can use the card to spend money or withdraw money directly from ICBC ATM or other ATMs with UnionPay logo.
Fourth, how to raise the amount?
If you think the amount is too low, you can increase the amount by the following techniques:
1. Increase the credit limit of ICBC credit card, swipe the card, apply for installment, and adjust the temporary credit limit.
2. Improve personal financial certificates in ICBC, especially deposit and wealth management products.
3. Reduce the personal debt ratio, especially the online loans and micro-loans for credit reporting can be settled.
4. Through the mobile phone APP of the bank, the secondary credit business provides information authorization credit for the provident fund.