China Merchants Bank credit card IOUs account quota is mainly determined with reference to your economic conditions. When China Merchants Bank conducts the preliminary examination, it will generally make a comprehensive evaluation according to your specific situation, and the quota will not be known until it is approved. The starting point of China Merchants Bank's credit line is RMB 65,438+0,000 or equivalent USD, and the upper limit is RMB 50,000 or equivalent USD. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan.