If you apply for a credit card without activation, there will be no annual fee, it will not affect your credit, and there will be no bad credit.

Credit card cancellation method:

1. Before canceling the credit card, please make sure that there is no debt in the account and there is no balance;

2. When canceling a credit card, call the credit card customer service number to apply for cancellation.

3. It is completely free to cancel the credit card, and there is no cancellation fee.