According to Article 27 of the Credit Card Charter of Ping An Bank:

Card issuers have the right to review the applicant's credit status, obtain, save and use the applicant's personal data, and with the authorization of the applicant, they can know and inquire about the applicant's property, credit, personal information and credit information from credit reporting institutions and other legal institutions established according to law;

And submit the applicant's personal credit information to credit institutions such as the basic database of financial credit information established according to law. Card issuers have the right to decide whether to issue cards to applicants, and have the right to inquire and adjust the credit limit of cardholders at any time. ?

Extended data:

According to Article 27 of the Credit Card Charter of Ping An Bank:

Card issuers have the right to disqualify cardholders who do not comply with relevant laws, regulations and the Articles of Association, recover their debts, and may entrust other institutions and individuals to recover their credit cards. ?

Card issuers have the right to prosecute those who forge or use forged credit cards, steal credit cards, use credit cards fraudulently, and use credit cards for illegal activities, and request judicial organs to investigate legal responsibilities according to law. ?

Ping An Bank-Ping An Bank Credit Card Charter