2. Or take out the overflow deposit through the counter of the issuing bank;

3. Users can also call the customer service hotline of the issuing bank and ask the manual customer service to transfer the overflow deposit to the debit card under the name of their peers.

First, the content of credit reporting on credit cards:

Now, the second generation of credit reporting has been launched, and the content of credit reporting on credit cards has increased a lot, revealing the cardholder's credit card usage more comprehensively:

1. The repayment records of credit cards within five years will be displayed, which can reflect the personal credit situation more comprehensively;

2. The monthly repayment amount of the credit card will show that it is not feasible to create zero bill card arbitrage by prepayment;

3. After the credit card is cancelled, the repayment record will still be displayed, which means that the method of canceling the account for white credit reporting is invalid.

4. The special installment of large credit cards will show that it is not feasible to hide real liabilities by installment.

2. after the cardholder successfully applies for installment payment, the principal of installment payment will be fully included in the used credit line; The available credit line shall be restored in equal amount according to the repayment amount of each installment of the cardholder.

1. The installment principal and monthly handling fee of the bill installment will be fully included in the current minimum repayment amount. When the cardholder repays, the repayment of this business is superior to that of general consumption.

2. after the cardholder successfully applies for the installment payment of the bill, the number and amount of the applied installment cannot be changed and cannot be cancelled. When the cardholder returns or cancels the transaction, he still has to pay the principal and handling fee according to the bill installment business that has been successfully applied.

3. There are many credit card businesses, which is well known. As long as they meet the requirements of the system, most of them can apply for credit cards. Moreover, in the regulations of many card-issuing banks, credit cards can apply for repayment by installments. However, cardholders need to pay attention to the fact that not everyone can apply for installment repayment by credit card suspension.

according to the requirements of card-issuing financial institutions, the amount owed by users who apply for installment repayment by credit card suspension should exceed their repayment ability. At the same time, cardholders should have a strong willingness to repay, or have already repaid part of the arrears. When the bank agrees to suspend the payment, it will sign a personalized repayment agreement with the cardholder, and the cardholder can divide the amount owed and interest into five years for repayment.

generally speaking, after the credit card is overdue, you can apply to the bank for suspension. Usually, when the cardholder fails to repay the arrears within the specified time, and can't repay in a short time, he can choose to apply for the installment repayment business of credit card suspension.