CITIC Bank participates in financial cooperation. CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987. CITIC Bank is one of the state-owned commercial banks in China. According to the inquiry, Hua Bai is not a single bank lending, but CITIC Bank, which cooperates with many banks and financial institutions, so there is CITIC Bank in Hua Bai. Flower Garden is a consumer credit product developed by Ant Financial, and users can enjoy the shopping experience of "spending first, then paying".