From the date of 20 16, 12 and 1, except for my colleague's account with the same name, my inter-bank ATM transfer business and non-colleague ATM transfer business are all received within 24 hours.

In other words, only ATM transfers with the same name can be received in real time, and the rest can only be received after 24 hours.

If the credit card and debit card belong to the same bank, the ATM transfer can be received in real time and the remaining 24 hours. After the new regulations on bank cards come out, in order to avoid the overdue of credit cards, it is best for cardholders to repay their credit cards at ATM 1 two days in advance when using ATM.