You can scan the QR code to pay, but you need to activate it yourself.

Discover the wonderful official application software of China Guangfa Bank Credit Card. In My, Settings, Security Center, click Activate UnionPay and scan the QR code to activate it.

Credit cards can be scanned to pay. Credit card scanned payments are divided into the following situations. First, after being bound to a third-party payment platform or bank application software, as long as the merchant and the third-party platform have signed a credit card payment agreement. , you can scan the QR code to pay. Second, after binding the credit card to Alipay, WeChat, UnionPay wallet, etc., scan the merchant's payment QR code, or ask the merchant to scan the payment QR code of your Alipay or WeChat or UnionPay wallet, as long as the merchant has signed a credit card payment agreement. You can complete payment by scanning the QR code with your credit card. Thirdly, most banks’ own mobile applications can also make scan-code payments, but there are fewer merchants that sign with banks for scan-code credit card payments than those with Alipay, WeChat and UnionPay wallets.