After receiving a credit card application, banks should review personal information and refer to tax records, provident fund, social security and personal credit records. The so-called comprehensive score is not up to standard, that is, after comprehensive investigation, this credit card can not be processed temporarily, and it is not up to standard. For specific reasons, please contact the Credit Card Center of China Construction Bank for manual inquiry.

It may be that the information attached to the application failed to fully show personal assets, which led to the failure of the application. In addition, the domestic personal credit information system is not perfect, and all banks will pass the internal evaluation when reviewing credit cards, and the standard setting will be different. Because the credit standards and scoring standards are confidential within the bank, the factors involving risks cannot be announced to the public.

You can call China Merchants Bank for a second interview or provide more reference assets and work materials.

If you don't want to attach more information at present, you can reapply six months after the initial application.