Question 1: How many days can the credit loan be repaid? If the conditions are met and the information is complete, 3-5

Banks handle almost all credit loans, mainly based on personal qualifications. The better the qualification, the easier it is to approve.

Conditions for applying for a credit loan:

1,18-a natural person aged 65;

2. The loan should be over 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

Question 2: How long does it take to apply for a personal credit loan to make a working day loan?

Unsecured credit loan information:

(1) Provide personal identification information, including ID card, residence permit, household registration book, marriage certificate and other information;

(2) Provide stable address, house lease contract, water and electricity bills and materials.

(3) to provide a stable source of income, bank notes, labor.

Question 3: How long does it take to approve the credit consumption loan? If the credit room is short, it usually takes 1-2 working days.

Application conditions:

Residents;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Processing flow:

1 Submit the application;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. Bank audit

5. Approved and successful loans.

Question 4: I have a credit card. How many days can I get a loan? If it is China Merchants Bank's credit card E, I will apply for E-loan before 16:00, and the money will usually arrive on the same day. /kloc-I will apply for an e-loan after 0/6: 00, and the money will usually arrive at around 8: 00 the next morning.

Question 5: How long does it take for rural credit cooperatives to approve loans before lending their own credit lines, whether the borrower's loan procedures are complete and the purpose of the loans?

Generally speaking, if the credit line of rural credit cooperatives is loose, the borrower's loan procedures will be paid in full;

However, if the credit line of rural credit cooperatives is tight, the loan time will be normal.

Different companies have different lending time, and some companies can lend money in two or three days. The basic information is as follows

1. Submit original materials. Review 3. Sign a loan contract. Then borrow money!

Preparation materials required by customers

：

1. New version of the second-generation ID card (original)

2. Household registration

3 credit report

4. The bank statement stamped with the official seal of the bank for the last 6 consecutive months;

5. Work certificate; (Company seal certificate \ labor contract \ work card \ payroll, provide one of them)

6. Proof of address (real estate license or rental contract) (one of the bills of water and electricity charges in the last 2 months or (receipt of property management fee);

7. Other asset certificates that can increase the loan amount.

8. Marriage certificate

Friendly reminder: 1. I or my spouse have assets (real estate, vehicles, securities, etc.). ) in their name, and the loan amount can be increased.

Question 7: How long can the personal credit loan be repaid? General bank personal credit loans can be repaid within half a month.

Question 8: How long does it take for ICBC's online credit loan to be submitted for approval? It takes about a month.

I hope I can help you. If your problem is solved, please adopt it. Thank you.

Question 9: How long does it take for a personal credit loan to be released in 3-5 days? You can apply at the local bank.

Application conditions:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.

Question 10: How soon can I get the personal credit loan from ICBC? 1. If it is a credit loan application submitted now this year, it may take a little longer than usual.

2. Generally, it takes about 4-6 days to inquire, collect data, investigate and report the loan approval application at the branch level (excluding weekends), and it takes 2-3 days to verify the data and approve the loan at the branch level. Generally speaking, the loan can be repaid in about 10 days.

This year, the national credit policy is strictly controlled, and banks are gradually reducing the scale of personal credit loans. If your credit loan has no result after 15 days, you should call the account manager to ask about the loan approval.

Second, how many days can the credit loan come down?

First of all, answer directly.

Most credit loans will mention the speed of the next payment when introducing their products. Generally speaking, as long as it is said that the next payment can be made on the same day, it is basically achievable.

Second, the specific analysis

But it should be noted that the speed of credit lending is affected by many factors. If you say you can make a payment on the same day, you can actually find the reasons from the following points.

1. Type of lending institution

Credit loans are not only provided by banks, but also by many online lending institutions.

However, the threshold for handling credit loans in banks is higher than that of online loans, and the review time will be longer, and the next payment may not be as fast as online loans.

2. Loan application time

Although there is no specific time limit for applying for a credit loan, you can borrow it at any time as long as you want, but it is recommended to avoid borrowing money at this peak of work every day. For example, you can apply for a credit loan in the early morning. Usually the amount of the day has just been released, so don't worry about not enough.

3. Qualification of the borrower

Credit loans will be evaluated according to the borrower's credit situation, so the borrower's qualification is also an important reference factor affecting whether the loan can be issued on the same day.

For example, different borrowers apply for the same loan product on the same day, and one of them has good credit and stable repayment ability, and can make the next repayment on the same day.

On the other hand, if one party's credit information is defective, or has high debt and poor repayment ability, but meets the loan requirements, the system may spend more time on the review and will not make the next payment on the same day.

As long as you find: Xiaoqi Credit Information, you can find your own online loan big data report with one click, which will have your credit rating score, blacklist and other important data.

3. Is it taboo to repay on the same day as the credit card repayment date?

Repayment on the day of credit card repayment is not taboo. In fact, as long as the repayment can be made on time within the prescribed repayment period, it will not cause any adverse effects.

So as long as you pay attention to the repayment before 24: 00 pm on the repayment date, and the repayment amount is not lower than the minimum repayment amount of the current bill.

For example, many banks also provide a grace period for repayment. If the repayment cannot be made before the repayment date (inclusive), it is also possible to repay the loan on time within the later grace period.

If you have money, you can choose to repay in advance before the repayment date.

Of course, if there is a binding repayment bank card and an automatic repayment agreement is signed with the bank, you only need to recharge the repayment bank card regularly, and the banking system will automatically deduct the corresponding amount from it to offset the credit card bill on the repayment date.

You should also pay attention to the fact that if you can pay off in full, you will pay off in full, although as long as you pay off the minimum repayment amount of the bill before the repayment date (inclusive), it will be regarded as normal repayment and will not leave any bad records.

However, if the minimum repayment amount has been made, the bank may think that the repayment ability is insufficient and may reduce the amount.

3. How many working days can the credit loan of China Bank be completed?

Spread out completely

If there is no problem with the information, two or three days at the earliest.