After owing a credit card of 100,000 yuan, you can refer to the following processing methods:
1. Apply for minimum repayment:
If you cannot owe more than 100,000 yuan at a time You can apply for the minimum repayment amount of the credit card to repay. Generally, you only need to repay 10% of the bill amount. Then you only need to repay 10,000 yuan for 100,000 yuan, and the remaining part can be paid off on the next repayment date.
2. Apply for installment repayment:
If you cannot repay 100,000 yuan in the short term, it will take a longer period of time to repay it all. You can apply for installment repayment of your credit card bill, which can generally be paid off in 24 installments, which can alleviate the repayment pressure.
3. Negotiate repayment with the bank:
If the capital turnover is limited and you cannot repay in full for the time being, it is recommended to negotiate with the bank for repayment and extend the loan period. It is best to Strive to get a suspension of interest rates and then work hard to repay the debt.