Yes, the amount will be adjusted according to your actual consumption and repayment, and generally controlled at a low level.
Does CCB have a credit card without a dragon card?
All CCB cards, including savings cards and credit cards, are collectively called dragon cards.
What about the credit card? It's a longka credit card. Do you want a dragon on the card? This can be solved. Because they have many co-branded cards with other companies, and there are no dragons on them. Besides, they also have Transformers credit cards, Barbie cards and football cards, all of which have no dragons on their faces. You can apply. You go to the credit card website of CCB, which contains many kinds of cards and pictures. See for yourself.
China Industrial and Commercial Bank Peony Card?
China Industrial and Commercial Bank of China Peony Card Variety List April 25, 2009 (Saturday) 08:23 p.m. China Industrial and Commercial Bank I. Peony Link Card (Debit Card) Handling fee: Withdrawal-Peony Link Card does not need to pay handling fee for local cash withdrawal. A handling fee of 0.5% of the cash withdrawal amount is required for cash withdrawal in different places, with the minimum 2 yuan. Cardholders who withdraw more than 50,000 yuan must show their valid identity documents, and those who withdraw more than 65,438+10,000 yuan must notify the handling bank one day in advance. Deposit-The handling fee for remote deposit of Peony Link Card is 0.5% of the deposit amount, with the highest in 500 yuan and the lowest in 2 yuan. The handling fee is charged by the local handling bank. Function: Peony Link Card has the functions of deposit and withdrawal, transfer and settlement. 1. Deposit: Cardholders can deposit money at local or off-site card issuers or local networked savings offices by themselves or by entrusting others to earn interest on current savings deposits. 2. Withdrawal: Cardholders can withdraw money from local or off-site card issuers, networked savings offices and local ATM machines with their cards and passwords. 3. Transfer settlement: After spending in the special unit, the cardholder transfers the payment on the POS terminal with the card and password. In addition, you can also transfer money between related accounts through ATM with your card and password. 4. Check the balance: Cardholders can check the balance at the local ATM with their cards and passwords. 5. Password change: the cardholder can change the new password with the existing password of the card and the local ATM. Two. Peony smart card (debit card) function: 1. Peony smart card is the first RMB debit card in China approved by the head office of the People's Bank of China and used in China. It takes chip (IC) as the information carrier and meets the financial IC card standard. 2. Different from peony card with magnetic stripe as carrier material, peony smart card has integrated circuit module device, strong data storage and transmission ability, and high security and confidentiality. 3. Peony smart card can be used on POS and ATM dedicated to IC card to realize instant fund transfer; It can also be operated offline on the special card reading terminal of smart card, which has low requirements for communication network and is convenient to use. 4. Peony smart card has various functions, which can not only use the function of electronic wallet, but also pay as conveniently and quickly as cash; You can also use the prepaid function to limit consumption in designated places. 5. Peony smart card adopts high-tech CPU chip, which has good expansibility and can adapt to market demand and add various special functions. Peony transportation card, peony fuel card, peony medical insurance card? Peony smart card is a product that combines specific industries and markets. Third, peony special card (debit card) function: 1 Peony special card can only be used in specific areas and designated industries, but not in the whole country, with single function and relatively fixed scope of use. 2. Peony special card must be paid in real time online. 3. Peony special card is a credit settlement tool for customers who often settle accounts in some industries according to market demand. The settlement is flexible and simple, which is very suitable for the collection and payment of utilities and other services, and is conducive to expanding the transfer settlement in special industries with their own systems. At present, there are more than 30 industries in China that carry out collection and payment services through peony special cards. Remarks and explanations: Peony Card is a peony card issued by Industrial and Commercial Bank of China, which is special for designated areas and specific industries. Special use refers to use outside department stores, restaurants, restaurants and entertainment industries. 4. Peony color photo card (debit card) function: 1 Peony color photo card design, the front pattern is exactly the same as the general peony card, and the back is printed with the cardholder's color photo, name and ID number. 2. Compared with ordinary peony cards, it is more convenient for special units and designated savings offices to accept color photo cards without checking the cardholder's identity documents. The issuance of peony color photo cards is conducive to reducing the business risk of peony cards and enhancing the market service function. V. Peony joint name (identification) card function: 1 Peony co-branded cards have the same scope of use as ordinary peony cards. Peony joint name (identification) card shall be subject to the articles of association of the peony card attached, and the scope of use is the same as that of the peony card attached. 2. Peony joint credit card, gold card enjoys a higher preferential margin than ordinary card. 3. The card design of the co-branded card refers to the general peony card, with the color logo of the co-branded card enterprise printed on the front and the card instructions recognized by both parties printed on the back. 4. For cardholders, holding peony co-branded cards can enjoy better and more affordable services provided by banks and enterprises. Intransitive verb Peony Credit Card (Credit Card-Gold Card) Reserved amount 160 yuan, maximum overdraft amount 10000 yuan. Overdraft period: 60 days. Handling fee: cash deposit-the cardholder uses the peony card to deposit locally, and there is no need to pay handling fee. The handling fee for remote deposit of Peony Credit Card is 1% of the deposit amount, with a minimum charge of 1 yuan and a maximum charge of 10 yuan. Cash withdrawal-the cardholder must show his identity at the same time when withdrawing cash from the issuing bank. There is no handling fee for local cash withdrawal, and 1% handling fee is required for cash withdrawal in different places. Late payment fee: excess cash amount-overdraft amount exceeding credit limit. If this item is greater than 0, the withdrawal fee shall be paid at 5% of the withdrawal amount, with a minimum of 5 yuan or US$ 5. Out-of-cash expenses-the minimum amount that must be repaid before the due repayment date, otherwise a late fee will be paid. The late payment fee is 5% of the minimum repayment amount, and the minimum is 1 RMB or 1 USD. Function: Peony Credit Card has the functions of transfer settlement, cash deposit and withdrawal, consumer credit and so on. 1. Transfer settlement: the cardholder pays with peony credit card or realizes electronic transfer through POS after spending in the special unit; These cards can also be easily transferred through ATM machines; In addition, peony credit card can also transfer and settle accounts with non-special units, which also has the advantages of convenience and flexibility in the field of production and circulation. 2. Cash deposit and withdrawal: Cardholders or clients can deposit cash into Peony Credit Card account at savings offices designated by ICBC or through ATMs. Withdraw cash from designated savings offices and ATMs in cities where China Industrial and Commercial Bank of China provides peony card services. Deposits can be deposited and exchanged, with current interest. 3. Consumer credit: ICBC can provide short-term credit loan services to cardholders when the balance of peony credit card account is temporarily insufficient, allowing cardholders to overdraw in a short period of time. The overdraft limit of gold card is 5,000 yuan, ordinary card 1000 yuan, and the longest overdraft period is 60 days. Seven. Peony credit card (debit card-ordinary card) reserve fund amount: 0 yuan; Maximum overdraft limit: 5,000 yuan; Overdraft period: 60 days handling fee: cash deposit-the cardholder holds the peony card and deposits locally without paying the handling fee. The handling fee for remote deposit of Peony Credit Card is 1% of the deposit amount, with a minimum charge of 1 yuan and a maximum charge of 10 yuan. Cash withdrawal-the cardholder must show his identity at the same time when withdrawing cash from the issuing bank. There is no handling fee for local cash withdrawal, and 1% handling fee is required for cash withdrawal in different places. Late payment fee: excess cash amount-overdraft amount exceeding credit limit. If this item is greater than 0, the withdrawal fee shall be paid at 5% of the withdrawal amount, with a minimum of 5 yuan or US$ 5. Out-of-cash expenses-the minimum amount that must be repaid before the due repayment date, otherwise a late fee will be paid. The late payment fee is 5% of the minimum repayment amount, and the minimum is 1 RMB or 1 USD. Function: Peony Credit Card has the functions of transfer settlement, cash deposit and withdrawal, consumer credit and so on. 1. Transfer settlement: the cardholder pays with peony credit card or realizes electronic transfer through POS after spending in the special unit; These cards can also be easily transferred through ATM machines; In addition, peony credit card can also transfer and settle accounts with non-special units, which also has the advantages of convenience and flexibility in the field of production and circulation. 2. Cash deposit and withdrawal: Cardholders or clients can deposit cash into Peony Credit Card account at savings offices designated by ICBC or through ATMs. Withdraw cash from designated savings offices and ATMs in cities where China Industrial and Commercial Bank of China provides peony card services. Deposits can be deposited and exchanged, with current interest. 3. Consumer credit: ICBC can provide short-term credit loan services to cardholders when the balance of peony credit card account is temporarily insufficient, allowing cardholders to overdraw in a short period of time. The overdraft limit of gold card is 5,000 yuan, ordinary card 1000 yuan, and the longest overdraft period is 60 days. Eight, peony international card (credit card-gold card) function: peony international card mainly has the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Application conditions: 1. Personal card: at least 18 years old, with full capacity for civil conduct; The work unit has a stable occupation and legal income in the place where the card issuing institution is located; The monthly income is higher than the local average; Have certain foreign exchange deposits in China Industrial and Commercial Bank; Individuals who meet the above conditions can apply for Peony International Card at any branch of ICBC. 2. Business card: with an account opening license issued by the People's Bank of China; The office where the card issuer is located and the bank basic deposit account; It is qualified as a legal person or authorized by a legal person, and registered in the relevant departments according to law. Other economic organizations must be registered by the relevant departments. Open a foreign exchange account in China. 9. peony international card (credit card-ordinary card) fee: peony international card is the same as deposit fee. To withdraw cash from ICBC Savings Office with Peony International Card, you must show your identity certificate at present, and the withdrawal fee will be deducted directly from the cardholder's account by the card issuer. In China, company cards are not allowed to withdraw cash. When the cardholder is abroad, he can withdraw the local currency from the ATM with VISA or MasterCard logo (with pictures). The cash withdrawal fee is charged at 0% of the cash withdrawal amount of 65438+, and the minimum charge is 3 yuan RMB or USD 3. Late payment fee: excess cash amount-overdraft amount exceeding credit limit. If this item is greater than 0, the withdrawal fee shall be paid at 5% of the withdrawal amount, with a minimum of 5 yuan or US$ 5. Out-of-cash expenses-the minimum amount that must be repaid before the due repayment date, otherwise a late fee will be paid. The late payment fee is 5% of the minimum repayment amount, and the minimum is 1 RMB or 1 USD. Function: Peony International Card mainly has the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
CCB credit card types with pictures and annual fees.
There are at least hundreds of credit cards in CCB. How can I give you a picture one by one? You can log on to the credit card website of CCB and click "Credit Card Application"-"Credit Card Products". There are various credit card benefits, including card samples, which you can choose by yourself. In fact, there are so many types of cards, but the functions of credit cards are basically the same, except that different types of cards may have slightly different card faces or some special rights. You can choose one according to your preference.
In terms of annual fee, the annual fee for most credit cards of CCB is 160 yuan/year, and that for ordinary cards is 80 yuan/year. As long as you spend or withdraw money by credit card for three times a year, you can avoid the annual fee of that year, and the amount and place are not limited. You can use it anywhere, even if you buy things online, which is easy to do.
Does China Bank use a face-to-face visa for credit cards?
If it is the first time to apply for a credit card from China Bank, and it is online, you must go to China Bank for a face-to-face interview. This is to prevent someone from stealing their ID card and applying for a credit card. If you are an old customer, you generally don't need to sign for it in person. After the credit card application is approved, the bank will inform you to interview at any outlet by SMS, and the applicant needs to bring his original ID card.
After the interview, the bank will make the credit card you applied for in the business card printing center. After the production is completed, it will be mailed to the mailing address specified by the customer when applying. After the credit card is activated, it can be used.
Extended data:
China Bank Credit Card Activation Mode
1, counter activated
If you receive a card letter reminding you that you must activate at the bank outlets in China, provinces and cities that you selected when you applied, please bring the original ID card and the credit card attached to the card letter to the bank outlets in China that you selected when you applied. The counter staff will confirm the information for you. You need to copy the statement and sign the printed application form, and then the counter staff will activate the card and set the transaction password for you.
2. Self-service activation
If the card letter you receive reminds you that you can activate the card through online banking, mobile banking, credit card customer service hotline, "Colorful Life" APP, WeChat and other self-service channels, then you can choose any channel to activate the card. After the new card is successfully activated, you can call our credit card customer service hotline to set the transaction password.