The deduction logic of China Everbright Bank Ping An Easy Loan is: first withhold Ping An premium, and then deduct the borrower's principal and interest. If the account balance is full on the deduction date, the deduction will be made in turn; If the day is not enough, make it up the next day. 1. The repayment date of the loan is the corresponding date of the loan. If there is no corresponding date in the repayment month, it is the last day of the month. 2. China Everbright Bank will automatically deduct the repayment principal and interest from the borrower's personal repayment account on the repayment date agreed in the loan contract. 3. If the borrower's repayment account changes during the loan period, it shall submit the Notice of Borrower's Information Change to the insurance company within three working days.

2. What is the loan term of "Sunshine Easy Loan-Personal Small Credit Loan through Insurance Channel" of China Everbright Bank?

The longest period is 3 years, and the following conditions must be met at the same time: 1, and the loan term shall not exceed the term covered by "personal consumption credit guarantee insurance"; 2. The borrower at the maturity of the loan.

3. What conditions does the borrower of Everbright Bank's "Sunshine Easy Loan-Personal Small Credit Loan through Insurance Channel" need?

Application conditions:

1 and 21-Chinese mainland citizens aged 55;

2. Have a stable job with a monthly income of more than 2,000 yuan;

3. Working in the current unit for more than half a year.

4. Have a credit record in the bank. The maximum single amount is 500,000 yuan, the term is 1-3 years, and the repayment method is equal every month. Other conditions required by China Everbright Bank. To apply for this business, the borrower needs to go to the insurance company with relevant information, and then transfer to China Everbright Bank after the borrower meets the requirements of the insurance company. Everbright Bank outlets do not directly accept this business.

The application threshold for extension materials is low: no mortgage or guarantee is needed, and any natural person aged 2 1 year can apply.

The acceptance procedure is simple: only proof of identity and proof of income are needed.

Fast receipt of funds: automatic approval, the fastest application for loan on the same day, and support for independent payment.

Loans are widely used: to meet the various purposes of the borrower's production, operation or daily consumption.

It shall not be used for stock investment, registered capital of economic entities or other equity investments, or for purposes prohibited by national policies, laws and regulations. It is strictly forbidden to transfer loan funds directly or indirectly into securities trading accounts. "Sunshine Easy Loan-Personal Micro-credit Loan through Insurance Channel" refers to the personal consumption or business purpose issued by China Everbright Bank for borrowers who meet the loan conditions to purchase "personal consumption credit guarantee insurance" from insurance companies such as PICC, Ping An, Sunshine and Pacific. "