Credit card available limit refers to the maximum amount that you can trade with your credit card by a certain time point, including the unused credit limit of your credit card and the overpayment when you repay.

credit line+overpayment in the last cycle (credit balance)-outstanding billed transactions in this period-unbilled transactions in this period-installment unpaid amount-authorized unrecorded transactions amount = available line.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.