At present, the handling fee rate for cross-bank withdrawal of self-service machines in domestic banks is usually set by the issuing bank of bank cards. Most banks charge a certain fee for inter-bank withdrawals, while Bank of Communications only charges cash withdrawal fee for credit card withdrawals, and does not charge inter-bank or off-site fees. The domestic cash withdrawal of Bank of Communications credit card is charged at 1% of the transaction amount, with a minimum of 10 yuan (the handling fee for cash withdrawal of Y-POWER card is as low as 5 yuan/transaction, regardless of peers' cross-bank and different places); For cash withdrawal from overseas through UnionPay, it shall be charged at 1% of the transaction amount plus 12 yuan, with a minimum of 15 yuan; Overseas, the transaction amount of 1% is charged through VISA/MASTER, with a minimum of $5 per transaction.