You can know whether your ID card has been used for a credit card by querying the personal credit report.
personal credit report includes three aspects of information: personal identity information, credit transaction information and personal non-bank information. Personal information includes personal basic information, residence information, occupation information, etc. Credit transaction information includes credit card, loan, loan guarantee information for others, etc. Personal non-bank information includes personal housing accumulation fund information, personal endowment insurance information, personal telecom payment information, etc.
1. Specific inquiry methods:
1. On-site inquiry: Bring my valid identity documents (ID card, military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the Mainland, Taiwan Province compatriots' pass to and from the Mainland, foreigner's residence permit, etc.) to the branches of the People's Bank of China for inquiry;
2. Self-service terminal inquiry: put my ID card in the identification area of the self-service inquiry machine, and check it through the on-site avatar. After the information comparison is successful, the system will automatically print the personal credit report;
3. Online inquiry: The Credit Information Center of the People's Bank of China has opened a nationwide service to inquire about my credit report through the Internet.
2. The steps of online inquiry are as follows:
1. Baidu searches for "Credit Information Center", finds the official website of Credit Information Center of China People's Bank, and then clicks Enter. ?
2. After entering, find the Internet Personal Credit Information Service Platform, and then click Enter.
3. After entering, find "Start immediately" and click Enter.
4. after entering the login interface, enter the user name, password and verification code, and click login.
5. after logging in successfully, enter the personal account page, check the credit report under the column of applying for credit information, and click get dynamic password.
6. Enter the mobile phone dynamic password and click Submit.
7. after receiving the identity verification code, on the page of obtaining credit information, check the personal credit report, enter the identity verification code, and click submit.
8. After submission, you can query the personal credit report.
People's Daily Online-There are currently three ways to check personal credit reports.