If your ID card is lost and someone else picks it up, you cannot apply for a credit card.

If someone picks up your ID card, you will not be able to apply for a credit card. Because it is not enough to apply for a credit card only with an ID card, you must provide other supporting documents of the ID card person before you can apply.

According to bank regulations, only those who are between 18 and 70 years old and have full capacity for civil conduct can apply for a credit card.

The following conditions are required to apply for a credit card:

(1) Documents that must be provided

1. Identity documents

Domestic residents: Apply A copy of personal identification or military officer’s ID card.

Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide a copy of their return home certificate, Taiwan residents should provide a copy of their pass, and other foreigners should provide a copy of their passport. B. Copy of domestic residence permit or temporary residence certificate

2. Work certificate and proof of receipt

A. Work certificate: copy of work permit or work identification card or stamped with the official seal of the unit Original employment certificate.

B. Income certification documents: salary records issued by banks in the past three months (copies of salary card statements) or copies of personal income tax withholding vouchers or original income certificates issued by the unit.

(2) Other supporting documents (please provide as much as possible to help increase your credit limit)

Academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificates, and self-owned car driving licenses , a copy of the bank's time deposit receipt, any original receipt for the telephone, water, electricity, and gas bills of the current place of residence in the past three months, and other bank credit card certification documents (the originals of the last three statements), etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank your own information and a copy;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After getting the card, open it and wait for the password letter.