2. The applicant has a stable job and income and can repay the loan principal and interest on time.
3. The applicant has a good personal credit record and no bad credit record.
4. The applicant can provide personal work certificate, proof of funds and other information. The work certificate includes the labor license or the original work certificate issued by the employer; Economic proof, including housing, cars, etc.
5. Meet other requirements of China Merchants Bank.
How long does it usually take to approve China Merchants Credit Card?
1. If it is handled in the window, the audit office will generally complete it within 10 working days after receiving the materials.
2. After the online banking or mobile banking is registered, someone will call me after the first trial, and then the user can go to the bank for an interview. After the interview, the review can be completed around 7 to 10.