After handling the credit card, you can get the corresponding amount, which can be used for credit card consumption or cash withdrawal. Most people use credit cards to spend money and then pay it off on the repayment date. In the process of swiping a credit card, many people will encounter such a problem: there is money in the card but it cannot be used.

What's wrong with the credit card limit of China Construction Bank?

If the credit card cannot be used within the limit, it may be caused by insufficient customer-level limit, incorrect transaction password or locked, inactive, one-click card locking, card expiration and other reasons.

There are many common situations in which credit card swiping fails, including the following:

1 card is not activated. You must activate the card after you get it before you can use the credit limit inside.

The magnetic stripe of the credit card has been demagnetized or the card is damaged, so you need to find the issuing bank to change the card before you can use it.

If the credit limit is insufficient, please repay it first. For example, if you want to spend 1000 yuan, but the available credit limit in the card is only 800 yuan, it won't work.

4. The status of the credit card is abnormal, such as the credit card being stopped, lost or frozen.

5. If the line of POS machine is busy or faulty, you can swipe your card later, or change the POS machine to swipe your card.

Both the single transaction amount and the accumulated transaction amount of the day exceed the bank authorization limit.

In the process of using a credit card, if you can't spend it by swiping it, remember to read the system prompts and then consult the customer service of the issuing bank, so that you can quickly find out the reasons and solutions.