Business Friend Card is a type of Elite Club. It is exactly the same as Elite Club, except that it has an additional Merchant Friend Package, which is a remittance package. ICBC debit cards are not divided into gold and silver cards, but the surface of the bank card is gold. ICBC distinguishes itself by star rating, and those with 5 stars or above are VIP customers. The next level up is wealth customers. Judging from the card surface, there is no difference between wealth management gold card customers and wealth management customers. It’s just that wealth customers can jump in line in front of wealth management gold card customers when they get their number at the bank. \x0d\ (1) Card issuance recipients: ICBC Business Friends Club members. \x0d\ (2) Application conditions: \x0d\1. Application conditions for main customers. \x0d\If the applicant is a corporate legal representative, shareholder or partner, or business owner, in principle, one of the following materials must be provided: \x0d\ (1) Corporate legal person business license; \x0d\ (2) Individual industrial and commercial business License; \x0d\ (3) Market operator's entry and operation license; \x0d\ (4) Documents proving shareholding or partnership; \x0d\ (5) Certificates recognized by each first-level (directly affiliated) branch that can prove one's legal business qualifications other supporting materials, etc. \x0d\ (6) If the applicant client is a specific business manager other than the legal representative himself, additional documentation proving that the corporate legal person authorizes him to join the club must be provided. \x0d\The above materials are all stamped with the official seal. Legal person's private seal. \x0d\2. Special customer application conditions. \x0d\Customers who are specially invited to join the membership must provide their valid identity documents and relevant certification materials provided by the Personal Financial Business Department (Consumer Credit Business Department) that they have become a specially invited member of our bank. For specially invited customers (special invited members) to apply for a merchant friend card, the form and content of the specially invited membership certification materials shall be determined by the first-level (directly affiliated) branch or the authorized second-level branch ICBC Business Friend Club business department. Sure. \x0d\ \x0d\The Elite Club Merchant Card is an exclusive card for members of the Merchant Club. There is no handling fee for long-distance remittances between members. If you apply for a package, the remittance handling fee will be waived for the number of transactions in the package, which can reduce remittance costs. There are no additional fees, and its biggest advantage is that there are no handling fees for transfers, deposits and withdrawals to other places. \x0d\ \x0d\The merchant card is a debit card, not a credit card. \x0d\ Some materials say: Starting from January 1, 2017, the annual fee will be RMB 50/card/year. Customers who open a merchant friend card for the first time will be exempted from the first-year annual fee; Class I merchant friends will be exempted from the first-year annual fee. There is a 50% discount for Level II business friends, and free for Level III, IV, and V customers.