China Merchants Bank

If you repay the loan according to the minimum amount of the bank, it will be about one tenth of the amount you owe, 3,000 yuan, that is, 300 yuan. But the rest of you will be calculated at 0.5 ‰, and the monthly interest will be compounded, that is, the daily interest of the second month will be 1.35 yuan. The calculation of interest depends on the time of your second repayment. If you calculate by 30 days, it is more than 40 yuan, and the bill is 2740 yuan. The second minimum repayment amount is 274 yuan, after which the interest will be calculated in the above way. In short, it is to subtract one tenth each time and add 1.5% interest. If this continues, it should last for about one year, and the total interest in the first month should be able to catch up with the minimum repayment amount.

agricultural bank

There is no interest, only the handling fee, which is still 300012+3000× 0.6% = 268 per period.

Everbright and ICBC are relatively low, and Everbright says low is 0.5%, with little difference. ICBC is basically the same as ABC, except that ICBC has a discount.