2. Large consumption will not freeze your credit card. The bank will freeze your credit card only if you have not repaid for more than 3 months and you are unable to repay.
Credit card repayment method:
Within the issuing bank
Repayment methods include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Yinwei pos mobile phone
Weizhong Bank pos mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Arrive immediately!
Transfer/remittance repayment
Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer and remit money, the remittance bank will charge a certain fee, and at the same time, the time of payment arrival and the convenience of repayment are not as good as those of peers, online repayment and convenience stores.
Network repayment
Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment
This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store, which generally takes 2-3 working days to arrive at the account, and the repayment in this way is free.
Reverse related repayment
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.
Xinfutong repayment
"Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.
Repayment pass
Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
Other ways
In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.