Handling credit cards and loans does not necessarily conflict, it depends on the personal credit situation and bank policies. Specifically, if the applicant has a good credit record, stable income and strong monthly payment ability, there may be no conflict between handling credit cards and loans. However, if the applicant's credit record is overdue or in arrears, or the bank loan policy is strict, conflicts may arise.

Different banks have different requirements for the applicant's credit status, so different banks have different policies and regulations. If you want to know your credit history and situation, you can know your online loan situation by querying the big data of online loans, so as to better plan your financial planning and credit plan. Online lending big data is a third-party credit information system that uses big data technology to integrate loan records of various online lending platforms. Using the "Sixi Data" query, you can clearly understand your own problems in online lending big data. It can solve the problem of online loan big data accurately, completely and timely.

In short, handling credit cards and loans does not necessarily conflict, but personal credit records and banking policies need to be considered. Before applying for a credit card or loan, it is recommended that you check your credit history and make clear your credit situation, so as to better plan and choose the banking products and services that suit you.