1, you can use it. \x0d\2。 There is no handling fee for swiping the card. \x0d\3。 There is an intangible exchange fee (about 1.5%) when swiping the VISA or MASTERCARD channel, which mainly consists of two foreign exchange transactions: US dollars to buy euros when spending, and RMB to buy US dollars when repaying. There is no exchange fee for swiping the UnionPay channel. Don't worry about it when you use it in a small amount. A lot of shopping will be settled. Try to choose UnionPay channel for credit card consumption. \x0d\4。 It will be more cost-effective to use euro cash, but it is not only cost-effective but also safe and convenient to have a euro card. Bank of China, Industrial and Commercial Bank of China and China CITIC Bank all have such currency cards.