Many card friends want to apply for a platinum card, because the amount is high, the service is high, and most importantly, it sounds high-end, which is a symbol of successful people. In fact, many bank platinum cards just changed their colors and names. The essence is the same as a gold card or even an ordinary card. Let's see what the specific difference is.

What services can a real platinum card enjoy?

Bank VIP service

Airport VIP lounge

Give high aviation accident insurance

Merchant discount

Golf is free in many cities all over the country.

Points redemption mileage

Free car rescue

There is no appointment for the physical examination in the top three hospitals.

No need to queue up and other multiple offers.

The difference between real platinum card and fake platinum card;

1. Limit gap: the standard platinum credit card has a higher starting point, and the general starting point credit line is above100000, while the small platinum credit line is generally higher than the gold card. According to different qualifications, its starting point is generally 30 thousand to 50 thousand.

2. Annual fee gap: Usually, the annual fee of a standard platinum card will be as high as several thousand yuan, but small platinum can be exempted from the annual fee or offset by credit card or points.

3. Service gap: The benefits mentioned above are generally only for standard credit cards, and Xiaobaijin can enjoy few services.

Due to the particularity of platinum cards, some banks will generally pass many platinum cards if they apply on their own initiative. These banks are more inclined to send invitations to invite qualified users to upgrade to platinum cards.