Not tall. According to the inquiry, Wismai Finance Network shows that. Cardholders only have three or six periods to deal with emergencies, and even if the principal is 654.38+10,000 yuan, it will not cause excessive formalities. However, because the annual interest rate of major banks is between13% and17%, the repayment by installments has been adopted for a long time, and the interest is very considerable on an annual basis. Therefore, the installment fee of 654.38+ 10,000 yuan is not high.