How to pay off a credit card? What are the credit card processing fees? Many slaves are interested in these issues. After daily consumption, repayment problems sometimes bother them. In order not to waste money on credit cards, you must understand the following three generations of credit card repayment methods.

1. Personal POS machine or store

There are many institutions and platforms selling personal POS machines on the market now. If you need to return a credit card, you can find a reliable way to purchase POS by yourself. You only need to register simple information to perform card operations. The current period of the credit card If the bill cannot be repaid, you can first borrow cash from relatives and friends, and then use the POS machine to print the amount. The printed amount is in the loan book you contacted, and then take it out and return it to the borrower. Generally speaking, the card of this POS machine The printing rate is low, about 0.5% to 1%.

Of course, you can also find a familiar store owner in your life and ask him to pay off the credit card first, and then use the store's POS machine to print after the amount is restored in real time. , the handling fee must be agreed in advance by both parties.

2. Agency credit card online loan platform

There are many small online loan platforms that can be used to repay credit cards. The application conditions are generally relatively simple, and there are Credit card, you can provide ID card.

1. Xi Financial Loan

As a large online loan brand company, Xi Financial Loan application threshold is low, the next payment is fast, and the handling fee is low , popular with many cardholders. The loan amount is between 10,000 yuan and 200,000 yuan, and the repayment period can be selected from 1 month to 48 months. The handling fee is about 0.35%, and the loan time is 3 working days. Within.

2. Card loan

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Apply for a card loan to repay the credit card. The loan amount is between 1,000 yuan and 50,000 yuan, and the loan period is between Between 6 months and 24 months, the handling fee is between 2% and 3%, and the system will deduct it from the loan amount once.

3. Borrow

Alipay has a loan .Users with a Sesame score of 650 or above have the opportunity to obtain the amount, apply for credit card repayment during the loan, and then repay the loan. The daily interest rate is 0.4%, which is lower than that of banks.

3. Black intermediary repays credit cards

Credit card overdraft consumption is becoming more and more popular. Signs of refunding credit cards at low prices have appeared in society, deceiving individuals and organizations. The editor should be careful not to easily believe small advertisements online and on the street. They are likely to use cheap The handling fees confuse you and defraud you of handling fees and personal information.