Tencent Super V Credit Card has two types: Guangfa Tencent Co-branded Credit Card and Industrial Tencent Co-branded Credit Card. The annual fee for the GF-Tencent Co-branded Credit Card is 80 yuan per year. The annual fee is waived in the first year, and the annual fee for the next year is waived after swiping the card six times. . The annual fee for Industrial Tencent co-branded credit card is RMB 200 per card. Their main card levels are all gold cards.
In most cases, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.
Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in China. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.
The earliest bank in modern times was the Bank of Venice, founded in Italy in 1580. After that, banks were established in Milan in 1593, Amsterdam in 1609, Nuremberg in 1621, Hamburg in 1629 and other cities. At that time, the main lending targets of these banks were the government, and they were usurious in nature. Therefore, they could not meet the requirements of the development of capitalist industry and commerce.
The earliest joint-stock bank organized according to capitalist principles was the Bank of England established in 1694. By the end of the 18th century and the beginning of the 19th century, large-scale joint-stock banks were established one after another, becoming the main form of capitalist banks.