Generally, China Merchants Bank credit cards can exceed the limit of credit card consumption, which does not exceed 10% of the credit limit.

Generally, CMB credit cards can be used to exceed the credit limit for about 50 days. It should be noted that excess consumption cannot be changed.

Over-limit fees will be charged for the over-limit consumption portion at a rate of 5 times the unpaid portion of the minimum repayment amount, and interest will be charged on the portion (cash advance must not exceed the limit) at a daily interest rate of 5/10,000.

The over-limit portion shall be subject to the interest rate announced for the operation. Over-limit consumption will be charged an over-limit fee based on 5 times the unpaid portion of the minimum repayment amount, and the over-limit portion will be subject to the interest rate published for the operation.