Bank cards supported by micro loans: China Bank, Industrial Bank, China CITIC Bank, Minsheng Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of Communications, Shanghai Bank, Jiangsu Bank, Chongqing Rural Commercial Bank, Huarong Xiangjiang Bank, Chouzhou Bank, Chongqing Bank, Guangzhou Bank, Guangdong Huaxing Bank, Changsha Bank, bank of luoyang, Harbin Bank, Guilin Bank, Tai 'an Bank, Jiangxi Bank, Kunshan Bank. Quanzhou Bank, Jiaxing Bank, Jining Bank, Shenzhen Rural Commercial Bank, Jiangsu Changjiang Commercial Bank, Laishang Bank, Suining Bank, Jiujiang Bank, Bank of East Asia, Baoshang Bank, Qishang Bank, Ping An Bank, Shanghai Pudong Development Bank, Guangfa Bank, China Everbright Bank, Bank of Beijing, China Construction Bank, Postal Savings Bank and China Merchants Bank. "Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. It was launched on mobile QQ in May 215 and on WeChat in September. The "micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and the "WeChat payment" of WeChat, and can get a loan amount of up to 2, yuan.

"Micro-loan" has the following characteristics:

1) No mortgage, no guarantee;

most of the personal loans provided by traditional financial institutions require the borrower to provide mortgage and other guarantees, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, and the loan can be completed in one minute at the earliest;

relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24-hour online service, with convenient and efficient procedures. All the procedures are completed on the mobile phone, and the loan can be received in 4 seconds at the earliest.

(3) there is no handling fee for prepayment;

most traditional financial institutions require users to repay on the repayment date. If users want to repay in advance, they need to apply and pay a handling fee. In addition to the conventional default withholding and repayment, "micro-loan" also supports users to settle loans at any time, and does not charge any other additional formalities.