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How to avoid the annual fee for the Platinum Card of China Bank?

China Bank Platinum Credit Card is exempt from the annual fee in the first year, and the annual fee will be charged in the second year. If you spend 16, points by swiping the card, you can exchange it for the annual fee of 8 yuan, and if you accumulate 6, points by swiping the card, you can exchange it for the annual fee of 3,6 yuan.

China Bank Platinum Credit Card Exemption from Annual Fee Conditions:

1. For Platinum Cardholders, if they spend RMB 4 million in total, they can be given a permanent exemption from annual fee for their main and secondary cards.

2. For individual cardholders with gold and ordinary cards, if they have no bad credit records and have held various credit cards of ICBC for more than 1 years (including 1 years) since the implementation date of these Measures, they can be given a permanent annual fee-free discount for the main and secondary cards in one account.

Extended information:

China Bank Platinum Credit Card is free of the annual fee in the first year, and it will be charged in the second year. If you spend 16, points by swiping the card, you can exchange it for the annual fee of 8 yuan, and if you accumulate 6, points by swiping the card, you can exchange it for the annual fee of 3,6 yuan.

Note:

Cardholders should also pay special attention when looking for "free lunch". Although some banks have put up the signboard of "free annual fee for life" to attract customers, some "free" may hide disguised annual fees such as "admission fee", "value-added service fee" or "membership fee".

China Bank Platinum Credit Card Annual Fee List:

Bank of China Platinum Credit Card: up to RMB3,6 per card; High-end card: up to 88 yuan/card;

BOC Platinum Credit Card: up to 1 USD/card;

there are two versions of BOC dual-currency platinum card: elite version: 8 yuan/year, with 12, points free of annual fee. (About 6, yuan, platinum card is double points) Extreme Edition: 3,6 yuan/year, there is no annual fee-free policy for the time being. Of course, in addition to the head office's dual-currency platinum, there is also the Great Wall International Platinum Card (USD single currency), USD1/ year. The annual fee policy of BOC Platinum Credit Card is different for each branch.

Baidu Encyclopedia-BOC Platinum Credit Card