The credit records available through this platform include: personal credit information tips, personal credit information summaries and personal credit reports.
Personal credit information prompt refers to the prompt information of whether registered users have overdue records in the personal credit information system, such as whether there are overdue records of loans and credit cards in the last five years, and records of quasi-credit card overdraft for more than 60 days.
Personal credit information summary provides registered users with the summary information of their credit records, public records and inquiry records in the personal credit information system, while personal credit reports cover detailed information.
Public records include tax arrears records, enforcement records, civil judgment records, administrative punishment records and telecommunications arrears records.
Query the same day, and feedback the query results the next day.