Annual fee benefits of CITIC Platinum Card: annual fee is reduced or exempted in the first year, and annual fee is reduced or exempted 12 times by swiping the card (including cash withdrawal) in the next year. China citic bank yanbaijin credit card (queen edition): annual fee benefits: annual fee is free in the first year, and annual fee is free in the second year 12 transactions;

Platinum card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks. The card number starts with 62 and the UnionPay logo is printed on the card surface. UnionPay cards only have the UnionPay logo on the card surface, and there are no other card brand logos, which are usually also called single logo UnionPay cards.