1. If the credit card is not returned, the credit limit can be restored by repayment.
2. Use the virtual line combination payment of some platforms. For example, if there is a white line in JD.COM, you can use JD.COM White Line+Credit Card Line to pay, and then pay by installments.
3. Apply for withdrawal from the bank, including but not limited to temporary withdrawal and fixed withdrawal. No matter what kind of extraction, as long as the total amount after extraction is equal to the commodity price, it can be phased.