It is generally safer to go directly to the bank, but some citizens give it up because they have to wait in line. When you go to the bank staff and the "building sweeping" staff, you can usually get some small gifts, and you don't have to wait in line or run around. This has gradually become the first choice for many people to apply for cards. Nevertheless, while enjoying convenience, we should also pay attention to the protection of personal information, and the purpose of the copy of ID card should still be indicated to prevent potential risks.

In addition, the bank finally approves the credit card limit, which needs to consider the applicant's salary, credit and other factors. For some people who want to apply for a high credit card but have insufficient conditions, some so-called "channels" on the Internet have become their dependencies.

This so-called high credit card agent is not credible. Credit card is an unsecured and unsecured financial instrument, and it is very strict for banks to review it in order to control risks, so it is impossible to open the so-called "door" to the society. In order to ensure the safety of consumers' cards, they must be handled through formal channels.