Credit cards can be used nationwide regardless of local or remote locations.

Bank credit cards are used the same across the country regardless of region. There is no handling fee for credit card purchases, and the installment handling fee is still charged at the original standard, and no additional fees will be incurred.

However, when repaying, you should be careful not to transfer funds across banks for repayment, which will incur a lot of fees. There is no handling fee for online repayment or repayment with Alipay or Tenpay.

If you no longer use your card in a different place, remember to go to a nearby bank branch to cancel it, or call the bank service hotline to apply for cancellation to prevent credit card theft or other privacy leaks.

Extended information:

Advantages of credit cards

Compared with ordinary bank savings cards, the most convenient way to use credit cards is that they can be used when there is no cash in the card. For ordinary consumption, in many cases it is enough to repay the consumption amount on schedule.

1. You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days to pay back on time without any interest charges (most banks will charge an interest of 50,000 cents on the day of cash withdrawal. There is also a handling fee of 2. ICBC cash withdrawals are free of handling fees and only charge interest).

2. Swiping your card when shopping is not only safe and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to your credit file, which will benefit you throughout your life.

5. It is accessible nationwide and you can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption. It is best not to withdraw cash. The cash withdrawal fee is very high. Very uneconomical)

6. Spend by swiping your card, some credit cards can collect existing points, and there are various discounts and lottery activities throughout the year, so you can always be surprised as long as you use the card; (most credit cards do not have points for online payment, But online shopping and payment are very convenient and fast)

7. Free monthly mailing of statements, allowing you to transparently control every consumption expenditure; (now promoting green environmental protection, paper statements can be canceled and changed to electronic statements) Bills)

8. The unique supplementary card function is suitable for couples to manage finances at the same time, or to control the financial expenditures of their children.

9. The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

10, 400 or the 5-digit short number starting with 9 provides 24-hour service. Loss reports are effective immediately and there is zero risk of losing the card.

11. Have validity period: It is known that the validity period of domestic credit cards is generally three or five years.

12. Use third-party platforms (the domestic platform that supports credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services to cardholders.

Reference materials: Credit card-Baidu Encyclopedia