Hello, the card-swiping fee is generally between 3% and 4% in the overseas card-swiping bill of cardholders, among which international card organizations such as visa or MasterCard charge the card-issuing bank an international transaction fee ranging from 1% to 1.5% for each transaction. Although it is collected from the bank, this fee is actually borne by the cardholder. In addition, banks charge handling fees or exchange fees ranging from 1% to 2%.

Most banks charge overseas credit cards 1.5%. For example, CCB, BOC, China Merchants Bank, Xingye and Guangfa are all 1.5%, Everbright 1.7%, Shenzhen Development Bank and Bank of Communications are all 1.75%, and Pudong Development implements the standard of 2%.

If it is a UnionPay single-currency credit card, or a dual-currency credit card with UnionPay and VISA (or MasterCard) double logos, there is no handling fee for swiping the card overseas and taking the UnionPay line.

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.