20 days. Most banks' credit card repayment due date is 20 days after the statement date. For purchases made on the first day of each billing cycle, the interest-free period is up to 50 days. The billing date and repayment date of credit cards from different banks are different. The shortest is 21 days and the longest is more than 50 days.

The billing date means that the card-issuing bank will regularly summarize and settle the various transactions and fees that occurred in your credit card account every month, calculate the interest, and calculate the total amount you owe and the minimum payment for the current period. amount and send you a statement. This date is your credit card statement date.

The repayment date is the last date the cardholder is required to repay. For non-cash transactions with a credit card, the date between the bank recording date and the due repayment date is the interest-free repayment date.

A credit card is a payment tool that allows you to consume first and then repay later. When using a credit card, you must remember the billing date and repayment date of the card to avoid missing a payment during repayment. expired. The following is a summary of a comparison table between billing date and repayment date for your reference, taking Industrial and Commercial Bank of China, China Construction Bank and Bank of China as examples:

1. Industrial and Commercial Bank of China: The repayment date is the 25th day after the billing date.

Billing dates: 1st, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th, 16th, 17th, 18th, 19th, 20th No., No. 21, No. 22, No. 23, No. 24, No. 25, No. 26. Repayment dates: 25th, 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, 13th, 14th, 15th No., 16, 17, 18, 19.

2. China Construction Bank: The repayment date is the 20th day after the bill date

Bill dates: 2nd, 5th, 7th, 10th, 12th, 15th, No. 17, No. 19, No. 22, No. 23, No. 24, No. 25, No. 26, No. 27. Repayment dates: 21st, 24th, 26th, 29th, 31st, 3rd, 5th, 7th, 10th, 11th, 12th, 13th, 14th and 15th.

3. Bank of China: The repayment date is the 20th day after the bill date

Bill dates: 1st, 2nd, 3rd, 4th, 5th, 6th, No. 7, No. 8, No. 9, No. 10, No. 11, No. 12, No. 13, No. 14, No. 15, No. 16, No. 17, No. 18, No. 19, No. 20, No. 21, No. 22, No. 23 , No. 24, No. 25, No. 26, No. 27, No. 28. Repayment dates: 20th, 21st, 22nd, 23rd, 24th, 25th, 26th, 27th, 28th, 29th, 30th, 31st, 1st, 2nd, 3rd, 4th No., 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16. In fact, the credit card statement date of most banks is generated by the system, and the repayment date is usually on the 20th or 25th day after the statement date. Therefore, if you know when the billing date of your credit card is and how many days are between the payment date and the billing date, you can then deduce when the payment date is.