yes.

having a mortgage in this bank does not affect the handling of credit cards. The bank will score and analyze the applicants according to their comprehensive qualifications.

the scoring criteria include the applicant's security support score and economic support score. Among them, the score of economic support includes monthly debt repayment, and the higher the monthly debt of the applicant, the lower the score. The score of security support category includes the score of housing rights, and the score of private purchase of houses is high, while the score is low.

in addition, when applying for a mortgage, the bank has strictly examined the qualifications and financial situation of the applicant, and at the same time, the house purchased by the applicant is used as a mortgage. Therefore, in the bank's view, the applicant with a mortgage is more secure, and it is easier for the bank to approve the card, and even a higher credit card will be approved.

Extended information:

Credit card processing method:

1. Offline outlets. There are many types of cards that outlets can apply for. Card types that cannot be processed online can be handled by using cards, providing proof of income and assets, and recommending by financial managers. You can also try to apply for a platinum card with unsatisfactory qualifications by communicating with the outlet account manager.

2. Online processing. Compared with offline, it is convenient and fast.

3. The bank invites you to apply for a card. Inviting to do the card shows that the invitee is in good condition. If there is a demand for the recommended card, you can do it directly. If you have financial assets, it is easier to apply for high-end credit cards. You can meet the standards as long as you buy bank wealth management products for a certain period of time. Another way is to brush the bank transaction flow to improve the customer service level, and then get the bank's recommended card-handling indicators.

people's network-credit card market opens 3. era.