1. The applicant must be 18 years old and have full capacity for civil conduct.
2. The applicant has a stable and legal job.
3. The applicant should have no bad credit record and a good credit record.
Requirements of the owner card of China Construction Bank for vehicles: The applicant must own a car with a displacement of more than 1.0 liter, 7 seats and less, and the car age is not more than 8 years.