In general Australian shops (not Chinese shops or Vietnamese shops), you can use international credit cards, which is very convenient, but I suggest you get a Master credit card just in case. . . However, it is not very convenient for some Chinese shops to swipe their cards, and it is also not very convenient for small China restaurants to swipe their cards. Some shops will ask you to pay a handling fee for swiping cards, such as a few percent or a few thousandths of the transaction amount, which is not expensive ... < P > Besides, if you bring a credit card, you don't have to deposit money in the credit card in advance as long as you know your credit limit. . . There is no interest on saving money in advance. The advantage of credit cards is that they are overdrawn.

I need to remind you that the foreign currency limit of general credit cards is calculated in US dollars, so pay attention to the conversion with Australian dollars. In addition, even if you spend money in Australia in Australian dollars, CCB will still convert it into US dollars according to the quotation of the day. When the repayment period comes, you will use the quotation of the day to purchase foreign exchange for repayment, so the bank statement you get should be in US dollars, and the bank will buy and sell it for profit twice. . .

in short, it is safer and more convenient to spend money by credit card abroad

Good Luck!