If the credit card holders of Minsheng Bank increase the credit card limit for a long time, they need to contact customer service to apply for credit card limit adjustment after holding the card for 6 months.

Minsheng Bank will inform customers of the audit results within one week according to the credit card holders' card use history and repayment records in the past six months. If the cardholder can provide some assets proof materials (such as funds, stocks, vehicle ownership certificates, real estate licenses, income certificates, etc.). When submitting an application, you can get a higher credit line.

The credit card limit is determined according to the applicant's financial situation and credit situation, and there are many reference factors, such as the nature of the customer's work, education, income, personal stability, personal social credit and the use of other financial products. If you are not satisfied with your credit card limit, you can apply for adjustment.