Hello, if the cardholder is in prison and his credit card is overdue because he can't repay on time, the cardholder can contact his family and friends and ask him to help him repay. As long as the cardholder has his own assets, he can let his family and friends deposit the money in the bundled repayment card, and the bank will make up for it in time. At the same time, it is suggested to pay off as soon as possible, otherwise it will not only seriously damage personal credit, but also generate a lot of punitive interest. At that time, more and more money will be paid back, and the burden of repayment will become heavier and heavier. If the cardholder has no money, is temporarily unable to repay, and has no family and friends to help him repay, it is suggested that he take the initiative to contact the customer service of the issuing bank to clarify his personal situation, make a record first, and then repay later. If the cardholder's sentence is too long, banks are generally unwilling to wait too long and may resort to court for enforcement.

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Main contents of criminal record system

1. Establishing a database of criminal information In order to strengthen the effective management of criminal information, relying on the existing networks and resources of political and legal organs, the public security organs, state security organs, people's procuratorates and judicial administrative organs respectively set up databases of relevant records and information, and realize interconnection. When conditions are ripe, a national unified database of criminal information will be established. The information entered by the criminal information registration authority shall include the following contents: the basic information of the offender, the names of the procuratorial organ (private prosecutor) and the judicial organ, the number of the judgment, the date when the judgment was finalized, the crime committed, the penalty imposed and the execution of the penalty, etc.

2. Establish a notification mechanism for criminal information. The people's court shall promptly notify the criminal information registration authority of the relevant information such as the effective criminal judgment documents. Prisons and detention centers shall promptly send the Notice of Released Prisoners to the criminal information registration authority where the released prisoners have their household registration. The judicial administrative organ at the county level shall promptly send the Notice of Expiration of Corrections for Community Prisoners to the criminal information registration organ at the place where the corrections personnel are registered. Based on the needs of handling cases, state organs should inquire about criminal information from the criminal information registration authority, and the relevant authorities should cooperate.

3. Standardize the criminal information inquiry mechanism. Public security organs, state security organs, people's procuratorates and judicial administrative organs are respectively responsible for accepting, examining and handling criminal record inquiry applications. When providing criminal information inquiry services to the society, the above-mentioned organs shall strictly follow the provisions of laws and regulations on the qualifications and conditions for continuing education, enlistment and employment. In order to perform the defense duties according to law, the defense lawyer asked to inquire about the criminal records of the suspects and defendants in this case, except that the criminal records involving minors were sealed by law enforcement agencies according to law.