1. China CITIC Bank

No annual fee Platinum Card 50:1.

Pay an annual fee of 25:1 for the Platinum Card, which will add 9 times the points of Easy Card or 8 times the points of Yue Card. The annual limit is only 50,000 Asia-Ten Thousand Miles.

The Yawan Co-branded Card is the only co-branded card in China, with a ratio of 10:1, a monthly upper limit of RMB 100,000, and an annual upper limit of RMB 1.2 million.

2. China Merchants Bank

Once a major consumer of sub-ten thousand miles, now the annual limit is only 50,000 sub-ten thousand miles, and the classic white/diamond card/centurion white*** are exclusive 50,000.

The application requirements for VISA Infinite Card and Centurion Black Gold Card are too high.

3. Bank of Communications

BoCom’s overseas super red day 20 times points can even be used for two class trips for the whole family twice a year.

Overseas Super Red Day can only be enjoyed once from June to September.

The source of Bank of Communications points is somewhat difficult. Overseas, there are only 2x/3x points, with a ratio of 9:1 or 6:1. Fortunately, there is no cap.

4. China Guangfa Bank

The redemption limit for the Premium/Premium/Zunyue Platinum Card is 30,000 miles, and the redemption limit for the World/Infinite Card/Business Travel Platinum Card is 50,000 miles. The maximum limit refers to the total number of redeemable miles.

5. Citibank

There are not many foreign bank branches and the redemption ratio is average, but Citibank has canceled the upper limit of mileage redemption.

The gift card earns 2 times the points on food and beverage items, with a maximum limit of 500,000 points; 3 times the points on overseas purchases, and 5 times the points on the birthday.