I. Meaning:
You only need to associate the third-party payment account with a savings card or credit card, and you only need to enter the payment password of the third-party payment account every time to complete the payment.
Second, the characteristics:
Through fast payment, users do not need to open online banking in advance, but only need to input information such as card face and mobile phone dynamic password to complete fast payment. Fast payment allows all kinds of bank card users to make online payment conveniently without special online banking.
Third, the opening method:
1. Enter the Alipay login page, enter your account number and password, and click Login. /
2. Click Account Management.
3. Click on the bank card
4. Select the connection method, card type, credit card or savings card, and whether to open online banking. Click Next (you can use the mode 1 directly here).
5. Fill in the following information, click the agreement and open it.
6. After success, you will be prompted to open successfully.
Express payment means that users only need to provide information such as bank card number, account name and mobile phone number without opening online banking when purchasing goods. After the bank verifies that the mobile phone number is correct, the third party payment sends the mobile phone dynamic password to the user's mobile phone number, and the user can complete the payment by inputting the correct mobile phone dynamic password. Fast payment is a brand-new payment concept, which is convenient and fast, and it is the development trend of future consumption. Its characteristic is "fast".
The security of fast payment, in fact, no matter which payment method, there will be certain risks. The risk of fast payment by bank card is the same as logging in to personal online banking, but it is generally safe as long as the user keeps the payment password, login name and mobile phone number well and does not open unfamiliar links. Moreover, when the user's quick payment reaches a certain limit or Alipay detection may be risky, it will actively send verification services such as SMS to the user.