1, overdue repayment stops:
If the credit card is overdue for more than three days, it will generate liquidated damages and interest, and it will affect your personal credit and subsequent loan application. I suggest you return the money to your credit card as soon as possible.
Tips: ① The minimum repayment amount of this bill is overdue, if it is not paid off within the due repayment date (including 3 days grace period).
? ② If the card has been stopped and needs to be restored, please call the customer service phone of the credit card center for consultation.
2. The card needs to be restored before it can be cancelled:
? (1) After the cancellation of a single card, if the credit card is still valid for 2 months or more, you can call the customer service phone of the credit card center to apply for manual card cancellation (the cardholder can select "9" to switch to manual service after entering personal information for verification);
? (2) After the cancellation of the whole household, you can call the customer service phone of the credit card center within 6 months from now and apply for card cancellation manually. The final result will be subject to review;
? (3) If you cancel your account for more than 6 months and fail to apply for a recovery card, you are advised to apply for a new credit card; ?
? (4) To handle the business card, you need to contact the authorized person of the company to issue a business card processing form.
Tips: if you apply for a duplicate card and meet the recovery conditions, you can resume using it in two working days. ?
(Response time: February 20, 2020. Please refer to China Merchants Bank official website for the latest business changes. )