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Does Ping An Jintong Card count as a credit card?
Ping An Jintong Card is a credit card. Ping An Jintong Card is an exclusive credit card provided by Ping An Bank, which can meet the large consumption demand of users. Ping An Bank will charge an installment fee according to a certain proportion of the current transaction amount of the user, and the specific proportion is determined by the user's card usage and comprehensive situation.

Ping An Jintong Card belongs to RMB single currency credit card, and the longest interest-free period is 50 days. Users can get mileage points when using Ping An Jintong Card, and they can get 1 mileage points for every 1 yuan spent. Ping An Jintong Card points are valid for three years, and users need to redeem gifts within the validity period.

Ping An Jintong Card enjoys a worry-free installment plan for consumption. Ping An Jintong Card automatically participates in the 1 consumption plan by default after checking the card. Ping An Jintong Card does not support other installment plans and cash advance services of Ping An Bank, nor does it support the minimum repayment amount.

If you hold a Ping An Jintong card, you can enjoy the card loss protection 72 hours before reporting the loss, and the maximum amount of protection can reach the fixed amount of the card held by the user. Ping An Jintong Card has an annual fee of 300 yuan, which will be generated immediately after the card is activated.

To apply for Ping An Jintong Card, you need to be at least 20 years old and not more than 65 years old, have full capacity for civil conduct, have a stable and legal source of income, and be a natural person with good reputation.