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How to apply for an Agricultural Bank of China credit card

What are the requirements for applying for an Agricultural Bank of China credit card?

1. Conditions for individuals to apply for an Agricultural Bank of China credit card:

Individuals who are over 18 years old, have full capacity for civil conduct and have good credit standing , you can apply for a personal master card from the card-issuing bank with your valid identity document and relevant information. The primary cardholder of a personal card can apply for a supplementary card for individuals over 13 years old.

The main cardholder can apply to cancel or stop payment of his/her supplementary card (except electronic cash account). All transaction amounts and corresponding interest, fees, etc. of the main card and supplementary cards are included in the main card account, and the main cardholder is responsible for repaying all debts incurred under the main card and supplementary cards.

2. Conditions for units to apply for Agricultural Bank of China credit cards:

Any unit (government department, legal person institution or other organization) that opens a basic deposit account in a financial institution within the territory of the People's Republic of China and the People's Republic of China ) You can apply for a corporate card from the card-issuing bank with the account opening license and relevant information issued by the People's Bank of China.

The legal representative (responsible person) of the applying unit or his authorized agent may designate in writing an individual with full capacity for civil conduct as the holder of the unit card, and may apply in writing to add or cancel the cardholder's use. Card qualifications; all transaction amounts and corresponding interest and fees of each cardholder will be credited to the unit card account of the applicant unit, and the applicant unit shall bear the repayment responsibility.

Extended information

When applying for a credit card, organizations and individuals should fill in the application form correctly, completely and truthfully according to the regulations of the card-issuing bank and submit relevant supporting documents required by the card-issuing bank. If you use a guarantee method to apply for a card, you must go through the guarantee procedures in accordance with the regulations of the card-issuing bank.

If the applicant copies the relevant statements in the application form and signs it (in paper or electronic form), it means that the applicant has known, understood and confirmed to abide by this Articles, the Credit Card Acceptance Agreement, and the Credit Card Application Form. and other agreements with card issuers.